![]() This study aims to determine the review of Islamic compliance and Islamic law against gold pawning in Islamic banking. On the other hand, the practice of gold pawning is different from the policies issued by DSN. Gold pawning transactions in Islamic banking must be identified whether they are in accordance with the concept that was stated or not. These costs include ujrah, administration, stamp duty, and insurance. P>In the practice of gold pawning in Islamic banking there are several costs that must be burden by customers. Namun di sisi lain, terdapat hal-hal yang kurang sesuai dengan konsep syariah yang ada yaitu mengenai adanya penggabungan akad (double akad) yaitu akad rahn, akad qardh dan akad ijarah, penentuan biaya ijarah, dan biaya administrasi yang kurang sesuai dengan besarnya nilai pinjaman ![]() Hasil studi ini menunjukkan bahwa secara garis besar gadai emas (rahn) di Bank Syariah Mandiri telah sesuai Berdasarkan rukun akad rahn secara praktik mulai dari marhun, marhun bih, shighah, dan ‘aqidaini sudah sesuai dengan dengan teori syariah. Namun demikian analisis fiqh dilakukan untuk menghindari halhal yang dilarang, mengingat salah satu kaidah dalam ushul fiqh adalah pada dasarnya semua transaksi diperbolehkan kecuali ada dalil yang jelas melarangnya. Syariah Mandiri, adanya kebebasan untuk mendesain bentuk akad akan memberikan keberagaman produk. Lembaga Keuangan Syariah di Indonesia menerapkan berbagai macam produk dan akad dalam menjalankan kegiatan usahanya, salah satu produknya adalah akad rahn yang ada di Gadai Emas Bank Karena perbedaan mendasar antara LKS dengan lembaga keuangan konvensional adalah pada akad/perjanjian sebelum melakukan transaksi keuangan. P>Penerapan produk di Lembaga Keuangan Syariah (LKS) sejauh ini mengundang banyak perhatian khusus, perhatian tersebut lebih condong pada penerapan akad. Keywords : Pawn Shari’ah, Rahn and contract ![]() Assessment in muamalah, should be known as Rahn and contract provisions in general, in order to achieve syar’I ful transaction and legimate and lawful proft So blessing God will be obtained and felt by all, without any hesitancy in running practice pawnshop. Grounding in the operation of pawn Sharia is Dewan Syariah Nasional MUI number: 25/DSN-MUI/III/2002 dated Jon Rahn, fatwa number: 26/DSN-MUI/ III/2002 of gold and Rahn: 68/DSN-MUI/III/2008 on tasjily rahn. An increasing number of customers, profts, and outlets occur not only in conventional pawnshops, but also in Shariah pawnshops. The population of Indonesia, according to the census consist 250 million people, will provide great opportunities for pawnshops. When someone needs urgent funds quickly ,while he does not have the cash or savings fund, so, the third party funding becomes altervative solution. People in this country are so familiar with the word pawnshop, especially, people who are not bankable or diffculties in accessing bank loans or fnancing. ![]()
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